
Florida Solar Company: Independent Solar Broker Serving Miami, Tampa, Orlando & Statewide
Your Trusted Florida Solar Company Alternative!
Going solar in Florida has never been more attractive—or more essential. With 300+ days of sunshine annually, strong property and sales tax exemptions, and rising electricity rates from Florida Power & Light (FPL), Duke Energy, and Tampa Electric, more Florida homeowners and businesses are investing in solar to lock in long-term savings and gain energy independence. But navigating solar quotes, net metering programs, and equipment options can be overwhelming, especially when most solar salespeople work for a single company and are incentivized to sell you their panels, their financing, and their pricing—whether it's the best option for you or not.
That's where Girdler Solar makes the difference. As an independent Florida solar broker, we don't work for any specific solar installer. We work for you. We compare multiple vetted solar providers across Florida, negotiate competitive pricing on your behalf, and help you design a system tailored to your energy needs and budget. From Miami to Tampa, Orlando to Jacksonville, we're your trusted solar advisor in Florida—delivering honest guidance, transparent pricing, and real savings without the high-pressure sales tactics.
Why Florida Homeowners & Businesses Are Going Solar

Rising Electricity Costs
Florida electricity rates have been climbing steadily. FPL customers across South Florida, the Treasure Coast, and Central Florida pay $0.14-0.16/kWh, with proposed rate increases through 2029. Duke Energy customers in Central Florida and the Gulf Coast face similar rate pressures ($0.14-0.17/kWh). Tampa Electric (TECO) serves Tampa Bay with rates around $0.14-0.15/kWh. As utilities invest in grid modernization, storm hardening after hurricanes, and new infrastructure for Florida's rapid population growth, rates are expected to continue rising—making solar an increasingly attractive hedge against unpredictable utility bills.
Exceptional Solar Resources
Florida receives an average of 5.0-5.5 peak sun hours per day—among the best in the nation. The Sunshine State lives up to its name with over 230 sunny days annually. South Florida, Central Florida, and the Gulf Coast enjoy exceptional solar conditions year-round. Florida's abundant sunshine makes solar panels highly productive, and modern solar technology performs excellently even during Florida's humid summers. While occasional clouds and afternoon thunderstorms are part of Florida's subtropical climate, annual solar production far exceeds most other states.
Strong Financial Incentives
The federal solar Investment Tax Credit (ITC) allows Florida homeowners and businesses to deduct 30% of their solar system cost from federal taxes. That means a $25,000 solar system costs just $17,500 after the tax credit. This incentive remains at 30% through 2032, making now an excellent time to invest in solar.
Additionally, Florida offers exceptional state-level solar incentives:
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100% Property Tax Exemption: Solar installations don't increase your property tax assessment—saving hundreds annually
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100% Sales Tax Exemption: No 6% sales tax on solar equipment saves $1,200-$2,000 on typical systems
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Net Metering: Full retail rate credits for excess solar production sent back to the grid (FPL, Duke Energy, TECO)
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Florida Solar Rights Act (§163.04): HOAs and condo associations cannot prohibit solar installations
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Net Metering Rollover: Credits accumulate month-to-month, paid out annually at generation rates
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Minimum Bill Protection: While FPL and Duke Energy have $25-30 monthly minimum bills, solar dramatically reduces total costs
Some utilities offer additional programs:
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FPL SolarTogether: Community solar program allowing subscription without rooftop installation
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Duke Energy Clean Energy Connection: Community solar with guaranteed savings for low-income customers
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Municipal Utility Programs: Jacksonville Electric Authority, Orlando Utilities Commission, and others offer solar rebates
Energy Independence & Hurricane Resilience
Florida residents know the value of preparedness. Solar panels give you control over your electricity production, reducing dependence on utility companies and protecting your household or business from future rate increases. Paired with battery storage systems (also covered by the 30% federal tax credit), you can keep lights, refrigeration, and air conditioning running during power outages—critical during Florida's annual hurricane season. Hurricane-rated solar mounting systems ensure your panels withstand Florida's severe weather.
We Work for You, Not Solar Companies
Traditional solar installers employ commissioned salespeople who only present their company's products and pricing. They can't show you competitive options because they're locked into one brand, one installer, and one price structure. As an independent Florida solar broker, Girdler Solar compares offers from multiple reputable solar providers across the state. This means you get:
Better Pricing: We negotiate with installers to secure competitive rates you wouldn't get going directly to a single company
More Equipment Options: Access to top-tier panels, inverters, and batteries from multiple manufacturers
Honest Comparisons: Side-by-side analysis of costs, warranties, and long-term value
No Sales Pressure: We educate you about your options and let you decide on your timeline
Net Metering Expertise: We navigate FPL, Duke Energy, and TECO net metering applications and interconnection requirements

Local Knowledge, Statewide Reach
Florida has unique solar considerations:
Florida Power & Light (FPL) Territory: Understanding net metering policies, $25 minimum monthly bills, interconnection processes, and the SolarTogether community solar program for Florida's largest utility serving Miami, Fort Lauderdale, West Palm Beach, Orlando, and much of the state.
Duke Energy Florida Territory: Solar policies, net metering ($30 minimum monthly bills), interconnection requirements, and Clean Energy Connection community solar for customers in Central Florida, the Gulf Coast, and former Gulf Power territories.
Tampa Electric (TECO): Net metering programs and solar interconnection for Tampa Bay area customers in Hillsborough, Polk, Pasco, and Pinellas counties.
Municipal Utilities: Jacksonville Electric Authority (JEA), Orlando Utilities Commission (OUC), Gainesville Regional Utility, and other municipal providers with specific solar programs and net metering policies.
Hurricane Preparedness: Designing systems with hurricane-rated mounting (150+ mph wind ratings), proper roof attachments for Florida building codes, and battery backup for storm resilience.
Florida Climate: Systems engineered for heat, humidity, salt air exposure (coastal areas), and occasional tropical weather while maximizing year-round production.
HOA Navigation: Leveraging Florida Solar Rights Act (§163.04) to ensure HOA approval for solar installations—state law prohibits HOAs from banning solar.
We understand these nuances and ensure your solar system is designed specifically for Florida conditions and your utility's requirements.

Transparent Process, Zero Surprises
Here's how working with Girdler Solar works:
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Free Consultation: We review your electricity usage, property details, and solar goals
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Custom Design: We create a system design optimized for your roof orientation, shading, and energy needs
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Provider Comparison: We request quotes from multiple Florida solar installers
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Side-by-Side Analysis: We present clear comparisons showing costs, equipment, warranties, and projected savings
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Your Decision: You choose the best option with full confidence—no pressure, no gimmicks
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Installation Coordination: We manage the entire process and remain your advocate throughout
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Utility Interconnection: We handle all utility paperwork, net metering applications, and Permission to Operate

Maximizing Your Solar Investment
We help you:​
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Understand the 30% federal tax credit and how to claim it
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Navigate FPL, Duke Energy, and TECO net metering programs and maximize bill credits
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Explore financing options (cash purchase, solar loans, solar leases, PPAs)
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Leverage 100% property and sales tax exemptions
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Select battery storage systems for hurricane preparedness (also eligible for 30% federal credit)
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Choose hurricane-rated equipment that meets Florida building codes
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Avoid common pitfalls that lead to buyer's remorse
What Does Solar Cost in Florida?
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The average residential solar system in Florida ranges from $16,000 to $29,000 before incentives, depending on system size and equipment quality. After applying the 30% federal tax credit and 6% sales tax exemption, most homeowners pay $10,080 to $18,200 net cost.
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For a typical Florida home using 1,100-1,400 kWh per month (state average), a 7-9 kW solar system usually offsets 80-100% of electricity usage. At current Florida rates ($0.14-0.16/kWh), homeowners typically save $1,700-2,400 annually on electricity.
Payback Period
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Most Florida solar systems pay for themselves in 7-10 years. After that, you're generating free electricity for the remaining 15-23 years of your system's 25-30 year lifespan. Over 25 years, Florida homeowners typically save $35,000-$55,000 on electricity costs.
Financing Options
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Cash Purchase: Best long-term value, fastest payback, full federal tax credit
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Solar Loan: $0 down, immediate savings, own your system, claim tax credit
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Power Purchase Agreement (PPA): Low upfront cost, pay only for solar electricity at reduced rates
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Solar Lease: Fixed monthly payments, typically lower than electric bills, no maintenance responsibility
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We help you compare these options based on your financial situation and goals.
Commercial Solar Incentives that Florida businesses benefit from:
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Federal Tax Credit: 30% ITC on commercial solar systems
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Accelerated Depreciation: MACRS allows businesses to depreciate solar assets over 5 years
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Lower Operating Costs: Reduce overhead and improve profit margins in Florida's growing economy
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Brand Value: Demonstrate sustainability commitment in environmentally-conscious Florida markets
Major Florida Utilities
Florida Power & Light (FPL)
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Serves Miami, Fort Lauderdale, West Palm Beach, Orlando, Treasure Coast, and most of Florida
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Net metering with full retail rate credits during billing cycle
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Annual true-up at generation rates ($0.02-0.03/kWh for excess)
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$25 monthly minimum bill
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Serves 6+ million customer accounts (12+ million Floridians)
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SolarTogether community solar program available
Duke Energy Florida
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Serves Central Florida, Gulf Coast, Pinellas County, former Gulf Power territories
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Net metering with full retail rate credits during billing cycle
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Annual payout at non-firm wholesale rates ($0.02/kWh)
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$30 monthly minimum bill
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Serves 2 million customers across 13,000 square miles
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Clean Energy Connection community solar with low-income options
Tampa Electric (TECO)
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Serves Tampa, St. Petersburg, Clearwater, Hillsborough, Polk, Pasco, Pinellas counties
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Net metering program available
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Full retail rate credits for excess production
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Serves approximately 800,000 customers
Municipal and Cooperative Utilities
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Jacksonville Electric Authority (JEA): SolarSmart program, net billing
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Orlando Utilities Commission (OUC): Solar rebates and net metering
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Gainesville Regional Utility: Net billing programs
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TECO Peoples Gas: Energy efficiency programs
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Various municipal and co-op utilities across Florida with varying solar policies

Major Metro Areas We Serve
South Florida:
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Miami, Fort Lauderdale, West Palm Beach, Boca Raton, Delray Beach
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FPL territory, highest solar adoption in state
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Coastal communities, hurricane-rated installations critical
Tampa Bay & Gulf Coast:
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Tampa, St. Petersburg, Clearwater, Sarasota, Naples
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TECO and Duke Energy territory
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High electricity usage due to air conditioning demands
Orlando & Central Florida:
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Orlando, Kissimmee, Winter Park, Sanford, Ocala
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FPL and municipal utility territory
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Theme park corridor, high population growth
Jacksonville & Northeast Florida:
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Jacksonville, St. Augustine, Daytona Beach
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JEA and FPL territory
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Military communities, growing solar market
No matter where you're located in Florida, Girdler Solar connects you with trusted installers in your area and ensures you get the best solar solution for your property.
Southwest Florida:
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Fort Myers, Cape Coral, Port Charlotte, Punta Gorda
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FPL territory
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Retirement communities, high air conditioning usage
Panhandle & Northwest Florida:
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Tallahassee, Pensacola, Panama City, Destin
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Duke Energy and municipal utilities
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Former Gulf Power territory integrated into Duke Energy

Florida Solar Company FAQ: Your Questions Answered
Is solar worth it in Florida? Yes. Florida's exceptional sunshine (230+ sunny days, 5.0-5.5 peak sun hours daily), strong incentives (30% federal tax credit, 100% property and sales tax exemptions), rising electricity rates, and full retail net metering make solar highly attractive. Most Florida homeowners see positive ROI within 7-10 years and save $35,000-$55,000 over 25 years. Florida ranks #3 in the nation for total solar capacity. Do solar panels work during Florida summers and hurricanes? Yes. Solar panels are designed for Florida's climate—modern panels handle heat, humidity, and salt air exposure. Hurricane-rated mounting systems (150+ mph wind ratings) ensure panels withstand severe weather. While production decreases during hurricanes due to cloud cover, panels quickly resume full production afterward. Annual production in Florida's sunny climate far exceeds most states. What is Florida's net metering program? Florida law requires major utilities (FPL, Duke Energy, TECO) to offer net metering. You receive full retail rate credits ($0.14-0.16/kWh) for excess solar production during your billing cycle. Credits roll over month-to-month and are paid out annually at generation rates ($0.02-0.03/kWh). This effectively allows solar to offset 80-100% of your electricity costs year-round. How does net metering work with FPL and Duke Energy? Both utilities offer full retail rate credits for excess production during the billing month. FPL has a $25 monthly minimum bill; Duke Energy has a $30 minimum. Excess credits accumulate throughout the year, and any remaining credits after 12 months are paid at generation rates ($0.02-0.03/kWh). Despite minimum bills, solar typically reduces annual costs by 70-90%. What solar incentives are available in Florida? Florida offers exceptional incentives: 30% federal tax credit, 100% property tax exemption (saves $200-500+ annually), 100% sales tax exemption (saves $1,200-2,000 upfront), full retail net metering from major utilities, Florida Solar Rights Act protecting your right to install solar (HOAs cannot prohibit), and battery storage eligible for federal tax credit. How much does solar cost in Florida? Florida solar systems range from $16,000-$29,000 before incentives. After the 30% federal tax credit and 6% sales tax exemption, most homeowners pay $10,080-$18,200 net cost. With Florida's abundant sunshine and high electricity usage (air conditioning), payback is typically 7-10 years with $35,000-$55,000 lifetime savings. Will solar panels increase my Florida property value? Yes. Solar panels increase Florida home values by 3-4%, and Florida's 100% property tax exemption means no higher property taxes on that added value. In Florida's competitive real estate market—especially in South Florida, Tampa, and Orlando—solar homes sell faster and command premium prices due to lower operating costs. What happens to solar during Florida power outages and hurricanes? Grid-tied systems shut down during outages for safety. Adding battery storage keeps essential appliances (refrigerators, AC, lights, medical equipment) running during outages. Batteries qualify for the 30% federal tax credit. Hurricane-rated solar systems (150+ mph) withstand severe weather—properly installed panels have survived Category 4-5 hurricanes. Do I need permission from FPL or Duke Energy? Yes. All grid-tied solar systems require interconnection approval from your utility and enrollment in net metering programs. This involves submitting applications, engineering review, and system inspection before activation. We handle the entire net metering enrollment, interconnection agreement, and Permission to Operate process on your behalf. What if I move after installing solar? Solar panels transfer with the home and typically increase resale value in Florida's hot real estate market. If you financed your system, the buyer can assume the loan, or you can pay it off at closing. Florida solar homes are attractive to buyers seeking to offset high air conditioning costs and ensure power during hurricane season.
